Confirming Legal Descriptions for Title Insurance & Financing โ€“ TerraPro Solutions

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Confirming Legal Descriptions for Title Insurance & Financing

Technology

Solar

Service

Title / Legal Descriptions

Risk

Financing delay

The challenge

Legal descriptions are the foundation of title insurance โ€” if the legal descriptions in the leases, deeds, and title commitments don't match, the title company can't insure the right property, and the lender can't fund. On large solar projects spanning dozens of parcels, legal description discrepancies are common and can surface at the worst possible time.

On this project, TerraPro Solutions identified that legal descriptions in some of the project's title documents didn't precisely match โ€” a problem that had to be resolved before financing could proceed.

Our solution

TerraPro Solutions undertook a systematic review of all legal descriptions across every project document โ€” leases, easements, deeds, title commitments, and survey documents โ€” comparing them against each other and against the ALTA survey to identify every discrepancy.

Where discrepancies existed, we worked to determine the correct legal description, obtained corrective instruments where necessary, and ensured that all documents were aligned before presenting the package to the title company for final review.

The outcome

All legal descriptions were confirmed, corrected where necessary, and aligned across the full document set. The title company was able to issue clean commitments, and the project financing closed without the delays that unresolved description issues would have caused.

Discrepancies found and fixed. Systematic legal description review across all project parcels โ€” issues resolved before financing, avoiding costly closing delays.

Project details

TechnologySolar
ServiceTitle / Legal Descriptions
IssueDescription discrepancies

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